Ins/Mark of America
Ins/Mark of America

Guaranteed level premium and coverage for Term Insurance

REALGARD
Term Life Insurance to Age 80
(If you are 18 to 55 years old, you can apply
from $25,000 up to a maximum of $150,000.
If you are 56 to 64 years old, you can apply
from $16,000 up to a maximum of $75,000.)

... an affordable term life policy...

REALGARD Highlights

Ins/Mark of America

  • NO MEDICAL EXAM IS NEEDED. Just complete the easy application on-line or mail it in.
  • PAYS 100% FROM THE FIRST DAY. There is no waiting period (except suicide in the first two years).
  • YOUR BENEFITS WILL NEVER GO DOWN. Benefits stay the same as long as premiums are paid when due.
  • REALGARD IS A 10-YEAR LEVEL-RATE PLAN. Your rate is locked in for 10 full years. After the tenth year, you may re-apply for another 10-year level premium at your then current age or you may keep your policy with rates increasing each year until you reach age 80.
  • GUARANTEED CONVERSION PRIVILEGE any time prior to age 65 to a permanent policy assuring you of coverage beyond age 80.
  • SPOUSES CAN BE INCLUDED.

Ins/Mark of AmericaQuote Request!